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Personal Loans Sep 7, 2026

Debunking Car Loan Myths: What You Really Need to Know

Uncover the truth behind car loan myths with insights on APRs, fees, and eligibility — including specific tips for first-time buyers.

11.5% APR Up to $30k 60 months personal SBS Bank

SBS Bank's personal loan provides a straightforward option for those needing cash quickly, but the interest rates may not be the most competitive.

9.95% APR Up to $50k 84 months personal Instant Finance

This loan option provides a wide range of amounts and terms, but the high interest rates may not suit everyone.

12.99% APR Up to $30k 60 months personal Kiwibank

Kiwibank's personal loans provide a solid option for those who prefer a locally owned bank with a straightforward application process.

9.95% APR Up to $50k 60 months personal The Co-operative Bank

With rates starting at 9.95% p.a., this loan is an appealing option for many borrowers.

12.9% APR Up to $50k 84 months personal ASB

ASB's personal loan options are competitive, especially for those looking for larger amounts over longer terms.

13.9% APR Up to $50k 60 months personal BNZ

BNZ's personal loan is a viable option for those needing a significant amount of cash quickly, but rates can be steep.