The flexible loan amounts and terms appeal to homeowners looking to fund renovations, but the interest rates can be steep for those with lower credit scores.
Your guide to smarter lending
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Virgin Money offers competitive personal loans with flexible terms, making them an appealing option for borrowers. However, potential applicants should ensure they meet the credit score requirements.
This is high-cost credit — only consider it as a genuine last resort when you've exhausted all other options including credit unions.
Funding Circle offers quick and flexible business loans tailored for UK SMEs, with a straightforward online application process.
Oodle Car Finance offers a straightforward approach to car finance, particularly for those with a decent credit history.
Asda Money offers personal loans with competitive rates, but the minimum credit score requirement may limit accessibility for some borrowers.
Tide Business Loans provide quick approval times, making them for urgent funding needs. However, the minimum APR of 9.9% can be steep for long-term borrowing.
MotoNovo Finance is a solid choice for those looking for flexible car finance options with quick approvals.
Sainsbury's Bank offers competitive personal loans with straightforward terms and the added bonus of Nectar points for cardholders.
iwoca offers flexible business loans that cater to a range of financial needs, making it a solid option for small to medium-sized enterprises.
CarFinance 247 provides quick access to a wide range of auto loans, but high APRs may deter some borrowers.
Lendable offers a flexible personal loan option with competitive rates but potential drawbacks in interest rates for lower credit tiers.
Black Horse Car Finance offers a wide range of loan options, making it a strong contender for those looking to finance a vehicle.
Excellent user experience and transparent eligibility checker. Rates can be very competitive for good credit scores but balloon for weaker profiles.
Moneybarn provides a viable option for those with less-than-perfect credit looking for car finance. Their understanding of specialist lending can ease access for many drivers.
Surprisingly competitive from the insurance giant. The soft-search tool is useful — lets you check your rate without affecting your credit score.
Zuto Car Finance is a solid choice for those seeking flexible car finance options with quick approval times.
Tesco Bank Personal Loans offer competitive rates for Clubcard members, making them a viable option for those seeking personal loans in the UK.
Close Brothers Motor Finance provides a straightforward solution for those seeking car finance with flexible terms and competitive rates.
The fastest loan experience in the UK — genuinely instant if you're already a Monzo customer. But rates vary wildly based on your in-app credit score.